Business & Commercial Insurance
Business & Commercial Insurance Quote Forms
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Business & Commercial Insurance Information
Business & Commercial Insurance in Paragould, AR & Jonesboro, AR
Whether you are a small business owner, or are in charge of a rapidly growing commercial enterprise, one of the foundation stones to your success is the ability to protect your company in the face of any number of unexpected or unavoidable hazards. Quality commercial insurance benefits will help you do so, and you shouldn’t have to worry about going on your hunt for quality coverage alone.
Staggs Insurance is committed to helping all Arkansas commercial enterprises develop the business insurance portfolio that will offer them quality benefits, meet all risk management compliance requirements, and still offer easy management and affordability.
To get your policy, call us at (870) 236-8714 or request your free, no-obligation quote now!
Common Business Insurance Questions
What Is Business Insurance?
Your business is something that you have worked hard to build, and it provides critical support not only for you, but also for your employees, customers and other partners & stakeholders. You want it to be a success, but the fact of the matter is that even one unexpected disaster could wipe out everything you have worked hard to build.
Instead of throwing in the towel, you should be able to rely on your business insurance to step in and help you pick up the pieces. With the right benefits, you’ll be able to move on from inconvenient problems on a much more secure financial footing.
What Does Business Insurance Cover?
The commercial insurance marketplace is made up of multiple types of coverage, namely:
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Property Insurance: If something damages physical property – such as your building or possessions - then this coverage can help you repair or replace them.
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General Liability Insurance: This covers the business in the event it causes property damage or bodily injuries to another party, like a client or vendor.
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Business Interruption Insurance: This helps you pay the bills if you must temporarily close after a damaging accident.
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Commercial Auto Insurance: When the company owns vehicles, this coverage will provide the requisite physical damage, liability and other benefits to help the company afford the costs of wrecks or other vehicle hazards.
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Workers’ Compensation Insurance: If an employee gets hurt on the job, they are often eligible for workers compensation coverage. It will supply supplementary income during their recovery.
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Errors & Omissions Insurance: Professional advice or mistakes could cause clients a financial loss. This coverage can compensate them on behalf of the business.
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Surety Bonds: If you are contractually bound to certain clients, then bonds will guarantee them that you will repay them if you cannot meet your obligations.
Of course, there are many other policies available that are designed to protect you against specific risks and liabilities. These include:
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Products/Completed Operations Liability Insurance
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Cyber Liability Insurance
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Umbrella Liability Insurance
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Hired/Non-owned Auto Liability Coverage
With the help of your Staggs Insurance agent, you’ll be able to design the policy portfolio that is perfect for you. Your policy limits, deductibles and more specific policy terms will be customized to offer you optimized protection in the face of any number of challenges.
What Business Insurance Is Best for Small Businesses?
If you are a small business owner who is looking for the best way to start your business insurance portfolio, then consider investing in a business owners policy (BOP). These are packages of coverage that offer essential benefits—usually property, general liability and business interruption—in one place. However, you can still expand your BOP and buy supplementary policies that will help you gain a more comprehensive level of protection for all aspects of your operation.
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